Every fall, Medicare Advantage and prescription drug plans release their Annual Notice of Change, commonly called an ANOC.

Think of your ANOC as your plan’s yearly update. It tells you what will be different when your coverage resets on January 1, including premiums, copays, prescriptions, benefits, provider networks, and more.

The problem? It usually comes in a pretty long booklet that most people aren’t exactly excited to read.

So let us do the homework, break it down for you, and buy you lunch while we’re at it.

We believe taking care of you means more than helping you pick a plan once and wishing you luck. Keeping you informed year after year is part of our job.

By mid-September, we start receiving next year’s plan updates from the insurance carriers. We spend the rest of the month studying those changes, along with Medicare updates and anything else we think could make navigating your coverage a little easier.

October 1 is the first day we’re allowed to discuss those changes with you, so that is when our seminars begin. We don’t want you hearing about changes from a friend, another agent, or discovering them on your own in January. We want you to have the information you need before Annual Enrollment even begins. That’s why we start meeting with you on October 1.

It’s one of the ways every agent on our team strives to show you:
THIS is what different looks like.