How to Choose a Medicare Plan
It’s not exactly easy to choose a Medicare Plan. There are many plans to choose from and not having the right coverage can cost you thousands of dollars.
It helps to have a licensed Medicare specialist who will work hard for you and represent your best interests. At Southern Nevada Medicare, we can compare Medicare plans for you and help you find one that provides the most coverage for the best value.
Tips for Choosing a Medicare Plan
Choosing a plan is an important decision. A gap in coverage can result in thousands of dollars and switching plans outside of open enrollment can lead to further expenses in premium.
To help you decide between Medicare plans, consider these tips:
- Ask your doctors if they accept Medicare Advantage or if they only welcome Original Medicare.
- Look at premium vs. coverage. Would you prefer to pay for the extra coverage or take a chance and pay lower premiums?
- If you travel often, a Medicare Supplement Plan could work best for you. It is accepted anywhere that Original Medicare is accepted.
As always, the agents at Southern Nevada Medicare can help you make a primed decision.
Which Medicare Supplement Plan is the Best?
Are you trying to figure out which Medicare Supplement Plan is best for you? It usually boils down to a decision between premium and coverage.
Medicare Supplement Plan F features the highest level of coverage. It takes care of all your cost-sharing on covered services so you have zero out-of-pocket expenses.
Medicare Supplement Plan G stands next in line. With this plan, you still pay the Part B deductible one time each year. It’s the only thing Plan G does not cover, and typically the premium savings from a Plan F and Plan G is greater than the amount you will spend on the Part B deductible.
Then, there are eight other Medicare Supplements with varied coverages and premium savings.
Choosing a Medicare Advantage Plan
If you’re intrigued by Medicare Advantage Plans because of the low premium (sometimes at no cost to you), speak with a specialist at Southern Nevada Medicare. We’ll find what’s available in your area. Medicare Advantage plans offer certain benefits that Original Medicare does not cover, like:
- Housekeeping
- Dental coverage
- Vision coverage
- Prescription drug coverage
- Caregiver counseling and training
Our Agents Shop Your Medicare Plans for You
Southern Nevada Medicare is a Medicare contracted insurance broker that helps you find the best plan for your financial and healthcare needs. One of our licensed Medicare agents will get you the information you need to make a wise decision and then shop carriers to locate the lowest price.
Call (702) 584-5605 to get help today!
